feat: v0.5.0 — comprehensive documentation release

Theme: documentation and project polish. No public-API changes; this
is the v0.5 release that elevates heuropt's docs/onboarding/governance
to bar-setting status.

Adds:
- mdbook user guide at docs/book/ with intro, getting-started,
  defining-problems, choosing-an-algorithm, cookbook (7 recipes),
  comparison vs other libraries, stability/SemVer, migration guides.
  Deploys to https://swaits.github.io/heuropt/ via .github/workflows/
  docs.yml.
- Runnable rustdoc examples on every algorithm (35 of them), all
  exercised by cargo test --doc.
- Three real-world examples: portfolio.rs (multi-obj with budget
  constraint), hyperparam_tuning.rs (BO + TPE), scheduling.rs
  (permutation via SA + SwapMutation against Smith's-rule oracle).
- Governance: CONTRIBUTING.md, SECURITY.md, CODE_OF_CONDUCT.md
  (adopting builderscode.org's Builder's Code of Conduct), GitHub
  issue templates, PR template.

Polishes:
- README hero with badges + user-guide link.
- lib.rs crate-level docs.
- CHANGELOG entry for 0.5.0.

Bumps Cargo.toml to 0.5.0.

src/algorithms/simulated_annealing.rs

@@ -41,6 +41,36 @@ impl Default for SimulatedAnnealingConfig {
 /// and `T` anneals geometrically from `initial_temperature` to
 /// `final_temperature` over the iteration count. Generic over decision
 /// type — pair with any `Variation` impl that returns one child per call.
+///
+/// # Example
+///
+/// ```
+/// use heuropt::prelude::*;
+///
+/// struct Sphere;
+/// impl Problem for Sphere {
+///     type Decision = Vec<f64>;
+///     fn objectives(&self) -> ObjectiveSpace {
+///         ObjectiveSpace::new(vec![Objective::minimize("f")])
+///     }
+///     fn evaluate(&self, x: &Vec<f64>) -> Evaluation {
+///         Evaluation::new(vec![x.iter().map(|v| v * v).sum::<f64>()])
+///     }
+/// }
+///
+/// let mut opt = SimulatedAnnealing::new(
+///     SimulatedAnnealingConfig {
+///         iterations: 2_000,
+///         initial_temperature: 1.0,
+///         final_temperature: 1e-3,
+///         seed: 42,
+///     },
+///     RealBounds::new(vec![(-5.0, 5.0); 3]),
+///     GaussianMutation { sigma: 0.3 },
+/// );
+/// let r = opt.run(&Sphere);
+/// assert!(r.best.is_some());
+/// ```
 #[derive(Debug, Clone)]
 pub struct SimulatedAnnealing<I, V> {
     /// Algorithm configuration.