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+# Roadmap
+
+## Phase 1 — Semantics core (now)
+
+The engine: money, accounts, journal, ledger commands, trial balance, P&L,
+balance sheet, golden files, property tests, and the docs an agent needs to
+work here (AGENTS.md, requirements, architecture, oracle, parity, glossary).
+Done when the parity floor is 6+ and every `done` item is tested +
+golden-covered.
+
+## Phase 2 — Close the accounting loop
+
+- Period close (fiscal periods, closing entries, locked periods)
+- Cash flow statement, indirect method
+- `proptest` with shrinking; properties for close and cash flow
+- Parity floor moves; goldens grow
+
+## Phase 3 — Oracle harness
+
+- `ledger-import`: GnuCash XML read-only import
+- `ledger-oracle`: fixture books through our engine and GnuCash headless,
+  automatic `snapshot()` diffing via `cargo xtask oracle`
+- Parity catalog becomes machine-readable; CI enforces the non-regression
+  floor
+- Done when: a fixture book produces byte-identical snapshots from both
+  engines with zero manual steps
+
+## Phase 4 — App shell (egui)
+
+- `books-app`: one Rust codebase, native desktop + WASM (the storytold
+  stack: egui/eframe, no Electron, no React)
+- Command-driven UI: every UI action goes through the `Ledger` command
+  surface; the UI holds no accounting logic
+- storytold's screenshot-in-the-loop returns: agents verify UI changes
+  visually, against reference screenshots of GnuCash/QuickBooks kept
+  maintainer-local (never committed)
+- Workflow parity catalog starts (QuickBooks/Xero reference): invoices,
+  bills, bank rec, chart management
+
+## Phase 5 — Workflow parity
+
+- A/R and A/P workflows, bank reconciliation, budgets, scheduled transactions
+- Multi-currency with FX translation
+- The goal: a self-hosted bookkeeping app with a tested claim to
+  semantic parity with GnuCash and workflow parity with QuickBooks —
+  no SaaS subscription required
+
+## Explicitly not on the roadmap
+
+Bank feeds, payment processing, payroll, tax filing. Those are integrations
+and regulated domains, not cloning targets. The engine gets clean seams for
+them; someone else's API provides them.